An accessory dwelling unit — a backyard cottage, garage conversion, or basement suite — is the lowest-risk way to add livable density and income to a lot you already own. This playbook covers eligibility, size and setback limits, real cost, financing, and the rental math that tells you whether it pays.
One extra unit, one lot — livable density you can build this year.
Illustrative site plan — three ways to fit an ADU on the same lot, each within setbacks and size limits.
You keep the main house, add one unit, and create income or housing for family — all without rezoning or assembling land. It is the gentlest possible introduction to development.
Each step ends with a clear decision, so you only spend money once you know the unit is allowed and pays.
Each type has its own cost, timeline, and rules. The right one depends on your lot, budget, and goals.
A worked example for a detached 600 sf ADU — where the money goes, and how long the rent takes to earn it back.
Illustrative economics — your real numbers depend on local cost, rent, and financing.
Run your address through UnlockLand and check eligibility, size limits, and the rough numbers in minutes.